Business Areas
Impact Loan / PF
Impact Loan
We provide low-interest loans to effectively support the working capital and commercialization funds of social economy organizations and social ventures. This program pursues both sustainable growth and social value creation through financial support.
Target: Social Economy Organizations, Social Ventures
Loan Limit
Varies by program
Interest Rate
Min 0% ~ Max 5%
Loan Period
Max 5 years
Repayment
- Bullet repayment after grace period
- Equal payment of principal and interest
Case 1
SOCAR Co., Ltd.
A company that provides app-based car-sharing services, easing the burden of car ownership and providing urban mobility convenience by allowing users to reserve and use nearby vehicles when needed.
Main Business:Car-sharing (Vehicle sharing)
Loan Amount:4 Billion KRW
Repayment:5 Years (Equal payment of principal)
Achievements & Support
- Sep 2014 :Expanded car-sharing service to metropolitan areas and 6 major cities
- Aug 2015 :Expanded service to 54 cities nationwide
- Mar 2017 :Completed full repayment of loan
- Apr 2017 :Launched Socar My Zone and Bu-reum
- Oct 2020 :Became a Unicorn company
- Aug 2022 :Listed on KOSPI
Case 2
Agricultural Corporation A
A social value-creating company that produces meal kits and frozen food products using 'ugly' agricultural products grown locally, reducing waste disposal costs and increasing farm income.
Main Business:Food and agricultural product processing
Loan Amount:100 Million KRW
Repayment:5 Years (Equal payment of principal)
Achievements & Support
- 2024 :Selected for rural complex accelerator support project
- Established production facilities for the 2nd factory
- Support for investment attraction such as IR consulting and investor meetups
